My Professional Designations:

• Certified Financial Planner (CFP) Since 1983
  
• Registered California Income Tax Preparer Since 1990
  
• Registered Investment Advisor Since 1999
  

My Training:

• MBA in Finance and Marketing, UCLA
  
• Multiple Courses in Real Estate and Personal Financial Planning from UCLA Extension and the College of Financial Planning in Denver, Colo.
  

My Experience:

• 10 years in Government Service as a City Planner, Government Grants Program Manager and an Alternative Energy Program Planner
  
• 5 Years in Real Estate Financial Analysis
• 20 + Years in Personal Financial Planning and Tax Preparation
  

Personal Situation:
I am married and the mother of a child in college. I am especially sensitive to the needs of the young families starting out, middle-aged families sandwiched between caring for children and older and disabled parents, and seniors needing to maximize their lifestyle with budget constraints.